SafeGuard Credit Counseling Services Inc
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Housing Counseling

SafeGuard is in the process of working on a comprehensive plan for the purpose of stabilizing communities that have suffered from foreclosures and abandonment. We believe that although the housing market has rebounded in certain pockets across the country, a full recovery cannot be realized without neighborhood stabilization. Through the purchase and redevelopment of foreclosed and abandoned homes and the purchase of non- performing notes, we believe that we can make a tremendous impact on communities and help keep families in their homes.

Our HUD-Approved Housing Counseling department was created to offer you comprehensive housing counseling and education. Our certified housing counselors can:

  • Help you understand the home-buying process and help you decide on a mortgage amount that is affordable for you, without sacrificing your lifestyle.
  • Help you if you are having difficulty and have fallen behind on your mortgage. We can help you work with your lender to save your home from foreclosure and understand your options.

As a HUD-Approved agency we need your authorization and permission to counsel you and help you find solutions for your current housing situation.  Please click on the link below, "Get Started with Housing Counseling", and fill in all the required applicant information to get the process started!  If you have a co-applicant on your mortgage please make sure you enter their information as well.

You will receive a Login ID and Password, please save this information in case you need to login again in the future to complete a form.  Once you have completed all the required information and have submitted your application you will be contacted by one of our certified housing counselors.  Do not skip any questions as it will only delay the process.  If we receive an incomplete package it slows down the process as we will still need to obtain the information from you to continue.

If you have any questions please call our housing department directly by dialing 800-673-6993 and selecting option 5 from the main menu.

Get Started with Housing Counseling

If you have already started your housing counseling application and need to log back in, click on the link below that says Retuning Applicants.
Returning applicants


SafeGuard Credit

Counseling Services, Inc

  • “You are a very great help and I think I learned a lot.”
    Betty, Ohio
  • “You guys are great at helping people in a stressful situation!”
    Charles, Kentucky
  • “Thank you for helping me and my husband pay off our debt, you guys are doing very good, any question I had was always answered and everyone was always very nice. You guys are doing great.”
    Emily, Georgia
  • “I could call you anytime and someone was always there to listen. As a member for years I want to thank you, you taught me how to have a budget, and gave me peace of mind.”
    Dorothy, New York
  • “The representatives were very helpful from beginning to end. I am 100% satisfied, without your help I would not have paid off my credit cards so soon. I would like to thank SafeGuard for helping me become debt free. You are doing a wonderful job!”
    Violetha, New York
  • “I felt like I was working with someone who cared about me.”
    George, Oklahoma
  • “I was very happy with your service and never thought I would see the light at the end of the tunnel.”
    Jane, Florida
  • “Very professional and trustworthy…Thank you!”
    Edelvais, New York
  • “I highly recommend this service to anyone, it is very beneficial for anyone in any financial situation.”
    Miriam, Texas
  • “You all helped to save my life, I cannot thank you enough. Words cannot express how grateful I am for all you did for me. I was $30,000 in debt and I could not see a way out, I was so stressed out. God blessed me with you…I will remember you and stay in prayer.”
    Lucy, North Carolina